{"id":"AP6941317be4b0a0fbdabd0cdb","oid":"AP6941317be4b0a0fbdabd0cdb","title":"横琴工行首批“粤信服”跨境数据验证业务落地","comment":"","updated":"2025-12-16T10:16:27.536+0000","properties":{"blackWhite":"false","picNames":null,"keywords":null,"fulltext_highLight":null,"subscriptionEnterdescribe":null,"audio_new":[],"mapping_new":[],"editor_new":[],"subscriptionColumnId":null,"showOthers":"true","video_userId":null,"overallPlan_new":[],"text":"伍芷莹","audio_userId":null,"keyword":[{"score":1,"keyword":"跨境数据验证"},{"score":0.95,"keyword":"澳门居民"},{"score":0.9,"keyword":"粤信服"},{"score":0.85,"keyword":"工行横琴分行"},{"score":0.8,"keyword":"金融服务"},{"score":0.75,"keyword":"区块链技术"},{"score":0.7,"keyword":"信用卡业务"},{"score":0.65,"keyword":"横琴粤澳深度合作区"},{"score":0.6,"keyword":"无纸化"},{"score":0.55,"keyword":"金融30条"}],"smallTitle":null,"mapping":null,"subscriptionEnterLittleImage":null,"subscriptionVideoId":null,"linkHeadline":null,"wailianUrl":null,"video_new":[],"fulltext_highLight_title":null,"sign_up":null,"searchType":null,"searchLocation":null,"signature_new":[{"label":"伍芷莹","value":"wuzhiying"}],"showAdvert":"true","subscriptionBackgroundUrl":null,"wailiangao":"0","modelType":"1","PCstory":"true","reviewEditor_new":[],"subscriptionType":null,"materials":null,"origination":"观海融媒","manuscriptClassification":null,"AIAssistant":"true","developType":null,"jianbaoTime":null,"subscriptionId":null,"subscriptionEnterName":null,"text_new":[{"label":"伍芷莹","value":"wuzhiying"}],"platForm":"新媒体","isSmartCheck":"false","overallPlan_userId":null,"showListPublishTime":"true","mapping_userId":null,"signature":"伍芷莹","canLike":"true","newFounderStory":null,"version_order":null,"order_number":null,"text_userId":"wuzhiying","showPosterCover":"0","photo_userId":null,"video":null,"subscription":null,"allowShare":"1","subscriptionArticleId":null,"signature_userId":"wuzhiying","audio":null,"editor_userId":"fengchunyu","summary":"助力琴澳数据要素流通","editor":"冯春雨","todoPublish":true,"original":"false","photo":null,"reviewEditor":"帅云","photo_new":[],"reporter":null,"link_title":null,"team":null,"manuscriptClassName":"无","reviewEditor_userId":"shuaiyun","mainColumn":"61259fd6e4b0d294f7f9786d","keywordTitle":"横琴工行首批“粤信服”跨境数据验证业务落地","sharePosterCover":"1","version_name":null,"primeMoverIndustry":null,"anchor":null,"repthe":"RT69A75EA4505F47138E2A6669BA1577A820240820101708704","comment":null,"simliarStoriesIds":[],"changeBlock":true,"orderTag":"1000","overallPlan":null},"content":"<p style=\"text-align: justify;\">为积极贯彻《粤港澳大湾区发展规划纲要》及“金融30条”政策精神，全力支持横琴粤澳深度合作区建设，近日，在中国人民银行珠海市分行指导、横琴金融发展局支持下，中国工商银行横琴粤澳深度合作区分行、珠海分行与工银澳门加强协同，通过“粤信服跨境数据验证”新模式，成功为澳门居民李先生办理信用卡业务。</p>\r\n<p style=\"text-align: justify;\">“以前办信用卡，总要来回跑澳门开证明、交材料，费时费力。这次体验太不一样了！”住内地的李先生表示，通过工银澳门手机银行申请资产报告后，他无需往返两地，即可实时授权工行横琴分行通过“粤信服”跨境数据验证平台，验证其提交工银澳门的个人资产报告真实性。完成报告验证后，工商银行横琴分行随即将其作为审批依据，仅用时5分钟即完成信用卡申请，显著提升了业务办理效率。</p>\r\n<p style=\"text-align: justify;\">“通过手机申请，工行就能快速验证我在澳门的资产报告，整个过程仅需几分钟，非常方便！”李先生欣喜地补充道，申办的工银星座白金卡（信用卡）还能享受在澳门、香港及境外每笔消费1%的返现。</p>\r\n<p style=\"text-align: justify;\">据了解，这一案例首次实现了澳门居民增信依据的无纸化跨境验证，有效解决了客户“跨境数据难认定、资产难利用”的痛点。该服务的成功落地，极大减少了澳门居民往返珠澳及亲临银行网点的次数，提升了业务便利性与效率，充分验证了区块链技术在促进跨境数据安全可信流动中的应用价值，为后续联合授信等业务奠定了坚实基础。</p>\r\n<p style=\"text-align: justify;\">工行横琴分行相关负责人表示，未来，该行将持续探索扩大服务覆盖范围，致力于满足澳门居民在合作区内生活消费、投资创业等全方位的金融需求。</p>","channelId":"zjyapp","columnId":"61259fd6e4b0d294f7f9786d","author":"伍芷莹","url":"https://pub-zhtb.hizh.cn/a/202512/16/AP6941317be4b0a0fbdabd0cdb.html","storyType":"COMPO","storyResource":{},"thumbnailStyle":0,"contentType":0,"canComment":1,"publishTime":"2025-12-16T10:16:27.000+0000","language":"","originUrl":"","wordCount":626,"editor":"冯春雨","sourceId":"CO69412007d5de7d41539a15b7","summary":"助力琴澳数据要素流通","relatedStories":[{"summary":"","publishTime":"2026-05-28 17:06:11","img":"https://pub-point.hizh.cn/images/202605/28/6a1805837627863254836f5f.jpeg","id":"AP6a180583e4b0b8294c66dd10","title":"破题小微企融资+护航港澳青年创业！珠海创业担保贷款连落两子","thumbnails":[{"proportion":"3:2","url":"https://pub-point.hizh.cn/images/202605/28/6a1805837627863254836f5f.jpeg"}],"url":"https://pub-zhtb.hizh.cn/a/202605/28/AP6a180583e4b0b8294c66dd10.html"},{"summary":"详见内文","publishTime":"2026-06-09 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